Dental coverage details

 

Your dental benefits

 

If you or your dentist expect a claim to be more than $300, you should submit a pre-determination of benefits before having the treatment so that you can learn what portion of the claim your plan will pay.


Dental Fee Guides:
Dental services for your plan are based on the current approved General Practitioner's Fee Guide for 2012 in the provider's province of treatment.

Refer to your benefits booklet or your plan administrator to clarify how your plan maximums work.


 
 
 
 
Benefit Deductible Coinsurance Maximum Additional information

Preventative Services

Diagnostic

Not applicable/Individual
Not applicable/Family

90%

$1,500.00/Year
$0.00/Lifetime

additional information about coinsurance or maximums

Preventative

Not applicable/Individual
Not applicable/Family

90%

$1,500.00/Year
$0.00/Lifetime

additional information about coinsurance or maximums

Basic Restorative Services

Basic

Not applicable/Individual
Not applicable/Family

90%

$1,500.00/Year
$0.00/Lifetime

additional information about coinsurance or maximums

Root canals and gum disease

Endodontics

Not applicable/Individual
Not applicable/Family

90%

$1,500.00/Year
$0.00/Lifetime

additional information about coinsurance or maximums

Periodontics

Not applicable/Individual
Not applicable/Family

90%

$1,500.00/Year
$0.00/Lifetime

additional information about coinsurance or maximums

Temporal Mandibular Joint Dysfunction Services

Not applicable/Individual
Not applicable/Family

90%

$1,500.00/Year
$0.00/Lifetime

additional information about coinsurance or maximums

Oral surgery

Basic surgery

Not applicable/Individual
Not applicable/Family

90%

$1,500.00/Year
$0.00/Lifetime

additional information about coinsurance or maximums

Anaesthetics

Not applicable/Individual
Not applicable/Family

90%

$1,500.00/Year
$0.00/Lifetime

additional information about coinsurance or maximums

Major surgery

Not applicable/Individual
Not applicable/Family

90%

$1,500.00/Year
$0.00/Lifetime

additional information about coinsurance or maximums

Bridges, crowns and dentures

Basic prosthetic

Not applicable/Individual
Not applicable/Family

90%

$1,500.00/Year
$0.00/Lifetime

additional information about coinsurance or maximums

Major prosthetic

Not applicable/Individual
Not applicable/Family

50%

$1,500.00/Year
$0.00/Lifetime

additional information about coinsurance or maximums

Orthodontics

Basic

Not applicable/Individual
Not applicable/Family

50%

$0.00/Year
$1,500.00/Lifetime

additional information about coinsurance or maximums