On April 1, 2018, the prices on the ingredient cost for almost 70 of the most common generic drugs dropped 25-40%. These drugs include those used to treat high blood pressure, high cholesterol and depression – and are used collectively by millions of Canadians.
The discounts are based on an agreement between the pan-Canadian Pharmaceutical Alliance (pCPA) – which represents provinces, territories and federal government – and the Canadian Generic Pharmaceutical Association (CGPA). Under the new agreement, provincial and territorial governments agreed not to pursue tendering for participating drug plans over the five-year term.
The price drop applies to both public and private plans. Public plans, plan sponsors and their plan members and those that pay themselves stand to save money.
Plans with generic substitution help manage drug costs by reimbursing lower priced generic drugs and brand name drugs that don’t have a generic equivalent.
Plan sponsors looking for ways to manage their drug plan may want to look at applying generic substitution. For these plans, since pharmacists typically offer a generic drug when it is identified as interchangeable by the province, the plan member experiences minimal disruption.
Please contact your Manulife representative.
As part of our year-round commitment to protecting you from group benefits fraud, an innovative trusted providers program is being piloted. By supporting plan members to be smart consumers, we can work together to prevent fraud and continue our mission to provide the best group benefits experience in the industry.
Providers involved in the pilot, can apply to be featured on the trusted providers network list. Once the applications have been reviewed by the team, they are rigorously audited to ensure they meet the required standard of business practice and service expectation. Once the provider has been identified as ‘trusted’ they are added to the trusted providers network list.
The main objective of this pilot is to significantly reduce the risk of fraud against group benefits health plans, by partnering with reputable providers and establishing an additional level of security to prevent and detect provider fraud.
By validating the provider prior to claim submission, the process is made more secure and efficient, further improving the plan member experience, when choosing to be treated by a provider from the trusted providers network list.
By being featured on the trusted providers network list, the provider gains a marketing advantage, having been identified as having high standards of professionalism, integrity and business practice.
The trusted providers network program is currently being piloted in London, Ontario and we expect to have the results of this pilot later in the year. Stay tuned for updates!
If you suspect benefits fraud, report your concerns to firstname.lastname@example.org or call our confidential tip line 1-877-481-9171.
If you have any questions or would like any further information, please contact your Manulife representative.
Great news! Manulife is one of the first benefits and retirement service providers to offer Fingerprint ID for AndroidTM . Plan members using iOS and AndroidTM devices can access their group benefits and retirement accounts using Manulife Mobile without having to enter their sign-in credentials. By simply using their fingerprint to identify themselves as plan members, they can start managing their accounts.
Offering Fingerprint ID for AndroidTM is another big step towards our mission to offer the best plan member experience in the industry.
People suffering from health issues want to return to health as quickly as possible. Faster, more personalized services may help them do just that.
Working with specialized physical and mental healthcare providers, we’ve kicked off five ground-breaking pilot programs to explore new treatment options that could make a real difference in the lives of our plan members. The pilots offer individuals struggling with mental health issues and musculoskeletal disorders -earlier, more personalized and intensive treatment for their specific health needs.
By helping plan members quickly and easily access the treatment that is right for them, our goal is to shorten their recovery time and allow them to either stay at work or return to work faster. We also hope to help plan sponsors lower the costs associated with disability-related absences – and more importantly, benefit from having their employees back on the job, bringing their best to work every day.
Each pilot applies a different combination of early intervention and intensive treatment allowing plan members to benefit from a wider array of treatment options to meet their varied needs.
1. Early, intense and collaborative care - This pilot provides plan members with earlier access to an individualized, intensive multi-disciplinary treatment approach, so that they can quickly and safely recover from musculoskeletal or orthopedic disorders such as lower back, neck and shoulder strains. A Care Coordinator also helps plan members keep on track during their recovery journey.
2. Innovative e-care - This pilot provides virtual cognitive behavioural therapy and earlier access to evidence-based treatment to help reduce stigma and make treatment convenient. A Care Coordinator guides plan members through this program towards recovery.
3. Best-in-class human touch and e-treatment - Depending on the individual needs of plan members, this pilot offers in-person cognitive behavioral therapy, tele-psychology and therapist-assisted digital cognitive behavioural therapy.
4. Specialized and compassionate care - For plan members requiring a multi-disciplinary approach, this pilot provides earlier access to a blend of in-person psychotherapy and tele-psychiatry services, as well as the support of a Care Navigator to help them engage in their health and recovery.
5. Pharmacogenetics testing - This type of testing helps determine how genes can positively or negatively affect a person's response to drugs. This pilot gives plan members suffering from anxiety, depression or chronic pain access to pharmacogenetics testing to help physicians prescribe the most effective medication more quickly. This may lead to better health outcomes, reduce the suffering and avoid several trial and error treatments with potentially adverse side effects.
We’ll share more detailed information about each of these pilots in the coming months.
Manulife’s contracts are now available exclusively electronically. This means that the next time you make an amendment to your plan, you’ll receive electronic copies of your updated contract and booklet. This will help ensure that you and your members are accessing the most up to date materials for you plan.
We have also moved to a completely digital welcome experience for plan administrators. This only applies to any new administrators you add to your plan. They will be emailed information on how to log into their account for the first time. When they log into the site, they will be guided through the welcome process and directed to the materials they need to get started.
We recently moved to electronic booklets. You can find the latest booklet for your plan on the plan administrator secure site and your members can find it on the plan member secure site. If you or your members don’t have access to the secure sites, Manulife can email a copy to you.
Specialized customer service teams have been created to better support you. When contacting the Call Centre, you can speak directly with a Customer Service Representative dedicated to your specific location in Canada.
Continue to call the same numbers: 1-866-318-2727 for English and 1-866-445-2727 for French, and input your policy number. Your call will automatically be routed to your regional team.
These customer service representatives will have greater experience with your location and can help provide more relevant and informed service - all designed to create a better benefits experience for you.
The Send Files tool is a new feature that will streamline day-to-day plan administration. Fast, easy and secure, you can send files in a variety of formats (e.g. .doc, .jpg, .pdf, .xls) through the plan administrator website.
Send Files provides a secure way to send these and other documents to Manulife: