Part 3: What is FollowMe Health?

FollowMe Health provides a great opportunity for clients who are losing group health insurance they had through work and who might have trouble getting coverage elsewhere.

Zelda Wayne Jessica

Jessica

  • Age 65
  • Retiring soon
  • may need dentures

Wayne

  • Age 60
  • Retiring soon
  • on a fixed budget

Zelda

  • Age 55
  • Switching to part-time work
  • losing benefits

Click on the waiting room magazines below to see which plans to recommend to different types of clients.

Zelda

  • Age 55
  • Switching to part-time work
  • Losing benefits

Recommend the Enhanced Plus Plan - for a full range of coverage.

Wayne

  • Age 60
  • Retiring soon
  • On a fixed budget

Recommend the Basic Plan - strong coverage at the lowest rates.

Jessica

  • Age 65
  • Retiring soon
  • May need dentures

Recommend the Premiere Plan - includes coverage for dentures after 2 years.

Why is FollowMe Health great for people losing group benefits? Simple: guaranteed acceptance. If your client applies within 60 days of losing group coverage, there's no underwriting required. FollowMe Health can take over the moment their outgoing plan ends.

This feature is particularly useful for clients who are age 55 and have had difficulty finding coverage, with the primary target being people who will soon be losing benefits due to retirement.

FollowMe Health Plans
There are 4 plans you can recommend. All include ample coverage for prescription drugs, vision care, hearing aids, registered specialists and therapists, accidental dental, homecare and nursing, and more.

Here's a quick overview of the plans:

  • Basic: Ideal for budget-conscious clients who don't feel they need dental coverage.
  • Enhanced: A step up from Basic, with increased coverage amounts, but no dental.
  • Enhanced Plus: Identical to Enhanced, but includes dental coverage.
  • Premiere: Offers maximum FollowMe coverage, including dentures and orthodontics.

Please be sure your client understands that these plans will not be identical to the plan they are leaving.

How to sell it