| Housing | |
| Rent, mortgage | |
| Property and school taxes | |
| Maintenance (mowing, snow removal) | |
| Other | |
| Utilities | |
| Hydro | |
| Gas | |
| Water | |
| Phone/cell phone | |
| Internet | |
| Cable TV / satellite TV | |
| Car / Transport | |
| Car payments (loan or lease) | |
| Gas | |
| Maintenance (oil changes, repairs) | |
| Public transportation | |
| License/Registration | |
| Personal expenses | |
| Groceries | |
| Clothes | |
| Toiletries/personal care | |
| Medical | |
| Dental | |
| Outings (restaurants, movies, clubs) | |
| Reading (magazines, books, newspapers) | |
| Hobbies | |
| Vacation/Travel | |
| Pets (food, vet) | |
| Gifts & donations | |
| Miscellaneous expenses | |
| Insurance | |
| Health insurance | |
| Life insurance | |
| Other insurance (disability, critical illness) | |
| Home insurance | |
| Auto insurance | |
| Financial | |
| Loans | |
| Bank fees | |
| Credit cards | |
| Saving (how much you put away) | |
| Taxes | |
| Estimated income tax | |
| Total monthly expenses | |