Setting Up a CAP

Guideline - Transfers among investment options

Plan members should have the opportunity to transfer between investment options in the plan at least quarterly.

Do plan members have reasonable opportunities to transfer among investment options?

If yes, you can record the opportunities below.
If no, you can record below your reasons for not providing plan members with this opportunity and/or your plans to provide this opportunity to plan members.

How does Manulife help you meet this guideline?
Plan members have the opportunity to transfer between investment options more frequently than the quarterly minimum required in the CAP guidelines. Manulife offers secure Internet site, Interactive Voice Response (IVR) or paper forms as choices to initiate these transactions.