Manulife Financial Internet Demo - Create A CAP - Step 5

McKesson	Policy number: 22222222
Registered Retirement Savings Plan

Setting Up a CAP

Guideline - Policy regarding failure to make investment choices

The CAP plan sponsor should establish a policy that outlines what happens if a plan member does not make an investment choice.

What criteria did you use to select your plan's default investment? (View your plan's default investment)
(Check all that apply)

The purpose of the CAP	Liquidity of the investment(s)
Fee associated with the investment(s)	Level of risk associated with the investment(s)
Diversity and demographics (i.e. age, financial knowledge) of your plan members

Include any other criteria you used to select your plan's default investment.

TIP - Use the Member Investment Direction report to track how many plan members have not made investment choices. You can access this report from the 'Reporting' section on the main left menu.

Has the default investment been communicated to plan members?

If yes, you can record below how you communicated the default investment to plan members.
If no, you can record below your plans for how to communicate the default investment to plan members.

How does Manulife help you meet this guideline?
Plan members receive a member booklet from Manulife when they join the plan. This explains the plan's default investment. Members can also view the plan's default investment at any time using the secure website.

Last review date of the plan's default investment:

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