Investment information › Your investment options


Investments

It’s difficult to predict how individual funds or markets will perform over time, but a well-diversified portfolio provides the opportunity to achieve better returns with less risk, helping you reach your long-term retirement savings goals.

The chart below shows the funds available within the Group Retirement Program. For each of your plans, you may choose one or a combination of these funds for your contributions. Click the fund name to view a page describing each fund, including its investment strategy, largest holdings, and recent rates of return.

Learn how to read a fund page

  1005 Manulife 5 Year Guaranteed Interest Account
  2321 Manulife BlackRock LifePath Index Retirement Fund
  2324 Manulife BlackRock LifePath Index 2020 Fund
  2325 Manulife BlackRock LifePath Index 2025 Fund
  2326 Manulife BlackRock LifePath Index 2030 Fund
  2327 Manulife BlackRock LifePath Index 2035 Fund
  2328 Manulife BlackRock LifePath Index 2040 Fund
  2329 Manulife BlackRock LifePath Index 2045 Fund
  2330 Manulife BlackRock LifePath Index 2050 Fund
  2331 Manulife BlackRock LifePath Index 2055 Fund
  3132 Manulife Canadian Money Market Fund (MAM)
  4191 Manulife Asset Management Canadian Bond Index Fund
  7132 Manulife Asset Management Canadian Equity Index Fund
  7293 Manulife Guardian Canadian Growth Equity Fund
  8324 Manulife BlackRock ACWI ex-Canada Index Fund

Rates of Return

Review the Rates of Return for the funds available through the CRC Group Retirement Program. These rates of return represent past performance and is not a guarantee of future results.


Automatic Asset Rebalancing

Twice a year, Manulife will automatically rebalance your investments to ensure they are still invested according to the instructions. If you would like to remove this service, you will need to remove it from each plan individually. Click Sign in from the home screen and login using your email address and password. From My Investments, select Automatic Asset Rebalancing Instructions and following the instructions to remove this service. You will need to repeat this process for each plan.

If you would like to remove this service using paper forms, complete and submit the Automatic Asset Rebalancing Form.

Note: Automatic Asset Rebalancing does not apply if you choose a Manulife BlackRock LifePath Index Fund or a Guaranteed Interest Account.


Plan Default Fund

If you do not select investments for your contributions, your assets will be deposited to the plan default fund – a Manulife BlackRock Retirement Date Fund closest to the year you turn 65. If your date of birth is not on file, you contributions will be invested in the Manulife BlackRock LifePath Index Retirement Fund.