It’s difficult to predict how individual funds or markets will perform over time, but a well-diversified portfolio provides the opportunity to achieve better returns with less risk, helping you reach your long-term retirement savings goals.
The chart below shows the funds available within the Group Retirement Program. For each of your plans, you may choose one or a combination of these funds for your contributions. Click the fund name to view a page describing each fund, including its investment strategy, largest holdings, and recent rates of return.
  | 1005 | Manulife 5 Year Guaranteed Interest Account |
  | 2321 | Manulife BlackRock LifePath Index Retirement Fund |
  | 2324 | Manulife BlackRock LifePath Index 2020 Fund |
  | 2325 | Manulife BlackRock LifePath Index 2025 Fund |
  | 2326 | Manulife BlackRock LifePath Index 2030 Fund |
  | 2327 | Manulife BlackRock LifePath Index 2035 Fund |
  | 2328 | Manulife BlackRock LifePath Index 2040 Fund |
  | 2329 | Manulife BlackRock LifePath Index 2045 Fund |
  | 2330 | Manulife BlackRock LifePath Index 2050 Fund |
  | 2331 | Manulife BlackRock LifePath Index 2055 Fund |
  | 3132 | Manulife Canadian Money Market Fund (MAM) |
  | 4191 | Manulife Asset Management Canadian Bond Index Fund |
  | 7132 | Manulife Asset Management Canadian Equity Index Fund |
  | 7293 | Manulife Guardian Canadian Growth Equity Fund |
  | 8324 | Manulife BlackRock ACWI ex-Canada Index Fund |
Review the Rates of Return for the funds available through the CRC Group Retirement Program. These rates of return represent past performance and is not a guarantee of future results.
Twice a year, Manulife will automatically rebalance your investments to ensure they are still invested according to the instructions. If you would like to remove this service, you will need to remove it from each plan individually. Click Sign in from the home screen and login using your email address and password. From My Investments, select Automatic Asset Rebalancing Instructions and following the instructions to remove this service. You will need to repeat this process for each plan.
If you would like to remove this service using paper forms, complete and submit the Automatic Asset Rebalancing Form.
Note: Automatic Asset Rebalancing does not apply if you choose a Manulife BlackRock LifePath Index Fund or a Guaranteed Interest Account.
If you do not select investments for your contributions, your assets will be deposited to the plan default fund – a Manulife BlackRock Retirement Date Fund closest to the year you turn 65. If your date of birth is not on file, you contributions will be invested in the Manulife BlackRock LifePath Index Retirement Fund.