Your rights and responsibilities

It's your right to receive information about:

• the features of your group program
• the investment options available to you
• the tools and services offered under your program

It's your responsibility to:

• use the information and tools provided by your employer and Manulife
• seek information about the rules and features of your plan(s)
• choose contribution amounts and investments when and where applicable
• seek financial and legal advice
• carefully review your statement to ensure its accuracy and contact Manulife in case of any discrepancies

As you may have other rights and responsibilities regarding the plan(s) you are enrolled in, carefully read any related plan material and documentation.

Remember, you can always find the most up-to-date information about your investment options on the VIP Room. For more information on the rules and features of your program, please contact your employer or call Manulife.