Review the following important information and then choose either 'I accept' or 'Cancel'. If you choose cancel, be aware that your enrolment information will not be saved.

Enrolment & Registration Authorization

I request that Manulife Financial enrol me as a member in the plan and register me in a Retirement Savings Plan (RSP) under the Income Tax Act (Canada) and (for Quebec registration only) a Retirement Savings Plan under and for the purposes of applicable regulations in respect of the Taxation Act (Quebec).

I understand that any benefit payments out of an RSP will be taxable to the recipient to the extent prescribed by the Income Tax Act (Canada) or the Taxation Act (Quebec), whichever is applicable.

I hereby authorize the plan sponsor/employer, which if this is a Spousal RSP, my spouse's employer, to remit payroll and/or lump sum contributions and to deliver directions or requests to Manulife Financial on my behalf.

If applicable, I hereby request that Manulife Financial accept the transfer of my locked-in pension funds into the plan in accordance with the supplementary Locked-in Retirement Account agreement or locking-in addendum. With respect to such funds, I understand that terms of the Locked-In Retirement Account agreement or locking-in addendum will override the terms of the group RSP contract, where applicable.

I understand that withdrawals may be restricted under the terms of the plan.

I hereby certify that the information I am providing is correct to the best of my knowledge.

Personal Information Statement

Definitions
In this statement "you" and "your" mean the plan member or the annuitant, as applicable. "We", "our" and "the Company" mean The Manufacturers Life Insurance Company. "Plan Sponsor" means the entity that establishes and maintains the plan; "Plan Administrator" means the person or entity appointed by the Plan Sponsor to administer the plan; the "Plan Advisor" means an individual (including any organization which may directly or indirectly employ or retain that individual), partnership, corporation or other organization duly authorized by the Plan Sponsor, plan member or Manulife Financial (including their respective employees, agents, successors and assigns), to provide ongoing benefit counseling to plan members or plan administration services.

Consent
By electronically enroling in this plan, you give your consent for us to obtain, verify, and share your personal information, as set out below, in administering your account, now and in the future, with the Plan Sponsor; the Plan Administrator; the Plan Advisor and the employees of the Plan Advisor; and other parties in the performance of their duties for Manulife Financial. You also authorize any person that we contact to provide such information.

You authorize us to use your Social Insurance Number (SIN) and Business Number (BN), if applicable, to uniquely identify you in the collection of information for, and in the administration of your account, including tax administration.

You authorize us to keep your personal information for the longer of: the time period required by law and by guidelines set for the financial services industry, and the time period required to administer the products and services we provide.

The information we collect with your consent will be protected and maintained in your plan member file with the Company.

How we will maintain and use your personal information
You agree that we may use the personal information that we collect to:
confirm your identity and the accuracy of the information you provide, administer your contract account, including any administration required after termination of your plan membership, administer any other products and services that we provide, comply with legal and regulatory requirements, conduct searches to locate you and update your member information, determine your eligibility for, and provide you with details of, other financial products or services that may be of interest to you that are offered by us, our affiliates or other select financial product providers.

Who may access your personal information
The following people or service providers may have access to your personal information:
our employees and our representatives who require this information to perform their jobs; service providers who require this information to perform such services as, data processing, programming, printing, mailing, distribution, research and marketing services, administration and investigation; people to whom you have granted access; and people who are legally authorized to view your personal information.

Withdrawing your consent
You may withdraw your consent for us to use your SIN or BN, if applicable, for non-tax administration purposes as previously described in this Personal Information Statement. You may also withdraw your consent for us to use your personal information to provide you with other services or product offerings, excluding those that are mailed with your statements.

Except as set out above, you may not withdraw your consent for us to collect, use, retain or share personal information that we need to issue or administer your account unless federal or provincial laws give you this right. If you do so then we may no longer be able to properly administer your account and the following consequences may apply:
benefits will not be payable as provided under the plan; we may treat your withdrawal of consent as a request to terminate your contract; and your rights, and the rights of your beneficiary or estate under the plan may be limited.

Dealing with us by telephone
Customer service calls may be recorded for the following purposes:
quality service controls, information verification, and training.
If you do not wish to have your calls recorded, you must communicate with us in writing, and request that any response by us also be in writing.

How to withdraw your consent
If you wish to withdraw your consent for us to collect, use, retain or share your personal information, you may contact us by phoning our Customer Service Centre at 1-888-245-5558 or by writing to the Privacy Officer at the address below.

Questions, concerns and requests for additional information
If you have a question, a concern, or wish to receive more information about our privacy policies or wish to review your personal information in our files or correct any inaccuracies, you may contact us by sending a written request to:
Privacy Officer, Canadian Pension Operations, 25 Water St. South, Kitchener, Ontario, N2G 4Y5.

Acknowledgement and Consent:

I acknowledge that I have read and understand the Enrolment & Registration Authorization and the Personal Information Statement and consent to the collection, use and disclosure of my personal information in accordance with the terms of the Personal Information Statement.